Workers who sustain workplace injuries while working are entitled to receive workers compensation for their injuries.
This compensation is secured through mandatory employer worker’s compensation insurance.
After sustaining a workplace injury, the worker is automatically in a position to file the Workers Compensation insurance claims. Once the claims are filed, the insurer conducts a comprehensive investigation of the injury and situation before paying workers compensation benefits.
Major Categories of Workers Compensation Insurance
There are two primary categories of workers compensation insurance, which include:
- Claims for occupation-related diseases
- Claims for workplace-related injuries
Your Rights as an Injured Worker
If you are injured at the workplace, you are entitled to certain legal rights. These laws, however, vary from state to state. However, there are some general legal rights which are common in almost all states.
- Right of filing the worker’s compensation claim for injury or disease related to the workplace
- Right to consult a doctor and take medical treatment
- Right to get disability compensation if you are not able to return to work due to a permanent or temporary, injury, or disease.
- If you are concerned about the decision of your employer or insurance company related to your worker’s compensation insurance, you have the right to file an appeal against their decision.
- Right to have a worker’s compensation Lawyer fight for your legal rights.